What's stopping you from

YOUR IDEAL LIFE
IS CLOSER THAN YOU THINK

YOU DON'T NEED TO WAIT TO RETIRE TO ALIGN YOUR MONEY & YOUR VALUES

How would you feel not sweating small expenses or cost overruns in one particular budget category?

BUDGET EFFORTLESSLY.

How would you feel each month knowing that you accomplished your savings goal?

SAVE CONSISTENTLY.

How would you feel investing your money in companies that are making the world a better place?

INVEST RESPONSIBLY.

How would you feel putting more money toward the expenses that make you happiest?

SPEND GENEROUSLY.

FINANCIAL PLANNING FOR MILLENNIAL COUPLES
WHO WANT TO USE YOUR TIME AND ENERGY DIFFERENTLY

Millennial financial expert Kevin Mahoney, CFP® designed Illumint to provide online financial planning for Millennials specifically. A fee-only financial advisor, Kevin specializes in navigating the new financial decisions that arise during our late 20s and 30s. Illumint is located in Washington, DC, but helps couples around the U.S. with student loans, buying a house, & investing their savings. Kevin, who is married with two young kids, works with clients at night over video so that these conversations can wait until after work deadlines, date nights, and bath time. We'd be delighted to have you join this unique financial community!

How would you feel not sweating small expenses or cost overruns in one particular budget category?

How would you feel investing your money in companies that are making the world a better place?

How would you feel putting more money toward the expenses that make you happiest?

How would you feel each month knowing that you accomplished your savings goal?

INTRO

HOW DO YOU GET FROM
STATUS QUO TO THRIVING?

YOUR POSSIBILITIES DESERVE A FEE-ONLY CFP®, FIDUCIARY, &
FELLOW MILLENNIAL

CFP® & FEE-ONLY VERIFICATION
HEAR FROM OUR PEERS
COMMUNITY

YOU'RE NOT ALONE ON THIS PATH

YOU HAVE A GUIDE WHO UNDERSTANDS YOU & OUR GENERATION

RECENT CASE STUDIES
Sarah, 31, & Rebecca, 29, are well-educated Millennials living in a big city. They typically make good money, but Rebecca has limited control over her schedule and endured a pay cut early in the pandemic. She wants to leverage her skills to start her own business within the next two years. But she has hesitated to dip into her savings and fears that she won't be putting away enough for retirement.

''I'M INTERESTED IN STARTING A BUSINESS''

Michelle, 33, & Ben, 34, are a dual-income couple with a five-year-old son, Brody. They enjoy their careers at two different private law firms, but they work long hours. In the next 18 months, they both want to transition to less demanding legal work. But they're concerned about giving up their firm salaries.

''I REALLY WANT TO SPEND MORE TIME WITH MY KIDS''

''WE WOULD LOVE TO LIVE ABROAD''

''WE WOULD LIKE TO WORK PART-TIME & VOLUNTEER''

BELIEFS

DO YOU SHARE OUR PRIORITIES?

YOU SHOULD FEEL EMPOWERED HERE TO START LIVING ON YOUR OWN TERMS

HOW WE'RE DIFFERENT
BUILD YOUR
BEST LIFE NOW
INVEST IN YOU *AND* SOCIETY
EMBRACE
NON-JUDGMENT
WHAT'S POSSIBLE ONCE YOU TAKE CONTROL OF YOUR MONEY?
FIT

ARE YOU BEST OFF WITH US?

WE'RE MILLENNIAL FINANCE EXPERTS WHO PLAN AROUND YOUR VALUES

• WHO •

DUAL-INCOME MILLENNIAL HOUSEHOLDS

You would be similar to many of our clients if each partner in your relationship is pursuing his or her own professional goals. This is particularly true if your household has a female breadwinner.
  • YOU WANT TO TAKE LIFE OFF THE BEATEN PATH
  • YOU SEEK SOCIALLY RESPONSIBLE INVESTING
  • YOU'RE WILLING TO PRIORITIZE FINANCIAL CHANGES
Our work together has the greatest
chance to succeed if you're ready to manage your money in a way that's
unique to your personality & relevant to these times
• WHAT •

A WELL-DEFINED ONGOING RELATIONSHIP

You have many different financial advice options available to you these days. But you're here for a service that will help you use your money to make changes to your lives that a "robo" advisor or investment manager can't fully grasp.
  • A WRITTEN PLAN WITH TARGETS WILL MOTIVATE YOU
  • YOU VALUE TEXT, E-MAIL, & PHONE CHATS AS NEEDED
  • YOU'LL BENEFIT FROM 3RD-PARTY ACCOUNTABILITY
Our work together has the greatest
chance to succeed if you want more
than a one-time transaction. Instead,
you're ready to create and maintain financial momentum

• WHY •

MONEY IS A TOOL TO OPTIMIZE YOUR TIME

You may want to save and invest more consistently and tax-efficiently. But you're really here because that's a means to an end -- not the ultimate goal. Rather, you want to employ your money to improve your life, both now and in the future.
  • A TRADITIONAL ADVISOR ISN'T ENOUGH FOR YOUR GOALS
  • YOU WANT CLARITY BEYOND WHAT YOU CAN READ ONLINE
  • YOU WANT TO START HAVING A BIGGER IMPACT ON THE WORLD
Our work together has the greatest
chance to succeed if you're not content with abstract financial goals that only
serve you on paper and later in life

We find outdoor, walking meetings most effective, but we're happy to meet virtually if you prefer

PROCESS

HOW DOES THIS WORK?

HERE'S HOW YOU GET CLOSER TO YOUR BEST LIFE OVER THE NEXT 12 MONTHS

HOW WE'RE DIFFERENT
TODAY:
APPLY TO JOIN
Our 2-minute application will help us to figure out if we're the best fit for you.
MONTHS 1-2:
VISION SESSIONS
We'll start by discussing your financial life at a high level, including any time-sensitive decisions you may have.
MONTHS 3-4:
MONEY SESSIONS
We'll focus on any obstacles that may stand in the way of your goals, and then review the plan we've put together.
YOU'VE FOUND A PARTNER TO OPENLY TALK ABOUT MONEY WITH
MONTHS 5-7:
TAKE ACTION
The plan is only a starting point, as we now must focus on prioritizing tasks and implementing what we've discussed.
MONTHS 8-11:
CHECK-INS
We'll help you to be accountable for what you're working to achieve. We'll discuss your progress and any challenges you're facing.
MONTH 12:
THE YEAR AHEAD
You might be surprised how much you can accomplish in a year, so we'll want to update the plan for the year ahead.
TACTICS

YOU'LL FINALLY TAKE ACTION ON KEY FINANCIAL TACTICS

YOUR PATH TO WEALTH

REPAYING STUDENT LOANS
PURCHASING A HOUSE

OPENING A 529 PLAN
PREPARING FOR KIDS

BUDGETING
MERGING ACCOUNTS

TAX STRATEGIES
RETIREMENT CATCH-UP

INVESTING
EMERGENCY FUND

STUDENT LOAN DEBT
PURCHASING A HOUSE

INVESTING SAVINGS
529 PLANS

BUDGETING
MERGING ACCOUNTS

TAX STRATEGIES
RETIREMENT CATCH-UP

WHY

You may currently wonder how you can afford to buy a house while still making student loan payments. Perhaps you're stressed about how to fit child care and college savings into your budget. Or you may just have extra cash in your savings account that you think you should invest. When my wife and I got married and later prepared to have our first child, many of our conversations revolved around these same personal finance questions.

With a background in finance, I had a head start on some of these common Millennial money questions. But even so, we still put a lot of effort into researching our options and agreeing on a plan. We both knew that our lives were about to get more hectic, and we were concerned that these financial tasks would cut into the limited time we had for date nights and playgrounds.

I often thought, if I have these feelings – even with an MBA in finance – how much more stressed must other people my age be? I realized that I had the ability to offer our generation an uncommon alternative: a financial planning company, specifically designed for us, by a peer and Certified Financial Planner. Welcome to Illumint.

INFO

FEEL FREE TO TAKE A BREATH

YOU MAY VALUE THESE RESOURCES AS YOU CONSIDER WHAT'S POSSIBLE

GET TO KNOW US

INTRODUCTION

Welcome to Our Financial Community

YOUTUBE CHANNEL

Student Loan Consolidation vs. Refinancing
AS FEATURED IN
FROM THE BLOG
WHAT WILL OUR FINANCES LOOK LIKE IN THE FUTURE?
HOW MUCH MONEY SHOULD WE SAVE FOR RETIREMENT?
FINANCIAL PLANNING ISN'T COMPLETE WITHOUT ADVOCACY

How would you feel not sweating small expenses or cost overruns in one particular budget category?

How would you feel investing your money in companies that are making the world a better place?

How would you feel putting more money toward the expenses that make you happiest?

How would you feel each month knowing that you accomplished your savings goal?

CONNECT

*APPLY HERE*
THE WAITLIST REOPENS IN DECEMBER!
FORM ADV / PRIVACY POLICY / TERMS

Illumint™ is a Registered Investment Advisor in Washington, DC